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12-MONTH

BANK STATEMENT

Qualify with 100% on Personal Account Deposits and 50% on Business Account Deposits (12 consecutive months)

Max 90% LTV Purchase
Max 80% LTV Refinance
Self-Employed and 1099 Borrowers
Min 600 FICO
Up to $4M Loan Amounts
No reserves required ≤ 75% LTV
No 4506T / No K1’s / No P&L’s
No MI

Quick Loan Inquiry

Please complete this loan questionnaire and you will receive a swift reply from a Acra Lending representative.

Company *

First Name *

Last Name *

Email *

Phone *

Individual NMLS (If none, write N/A): *

Property State: *

Occupancy: *

Transaction Type: *

Property Est Value: *

Loan Amount: *

Income Documentation: *

FICO: *

Acra Lending Approved Broker: *

Deal Summary:

OUR PROGRAMS

12-Month Bank Statement

Qualify with 100% on Personal Account Deposits and 50% on Business Account Deposits

ATR-In-Full

Qualify with enough liquid assets to cover the loan balance

Business Purpose

Expand your footprint with our business purpose loans

Foreign National

Letter of good standing with current financial institution or international credit report

Interest Only

Offering Loan Amounts up to $4M (O/O) with an 90% maximum LTV

Investor Cash Flow

Available on SFRs, 2-4 Units, Condos, Townhomes, Condotels, and Non-Warrantable Condos

ITIN

Individual Taxpayer Identification Number. Qualify Full Doc or 12-Month Bank Statement for SE

Jumbo Non-QM

Qualify with Full Doc or Bank Statements

Small Balance Multifamily

Multifamily Residential Properties 5-24 Units

Fix & Flip

Premier business purpose loans for real estate investors

WVOE

Written Verification of Employment

1099

Two years 1099s & two months bank statements

P&L

CPA prepared P&L on CPA’s letterhead and most recent two months bank statements

Condotel

Resort, Airbnb, Daily Rentals acceptable - Full Doc and Bank Statements available