Call Us Today
(888) 800-7661

Acra Lending offers tailor-made programs for Brokers looking to expand their product offering. We provide an incomparable opportunity to tap into a market of borrowers who may not qualify under traditional guidelines with our suite of services.

Join Acra Lending as an approved broker and become part of the industry’s leading Non-QM lender.

Apply Now

Get Rate Sheets

Industry Leading Non-QM programs

Extensive range of products to meet lending portfolios

Daily Rate Sheets/Pricing

Competitive rates

A Dedicated Account Executive (AE)

Best trained executives in the industry through Acra Lending’s in-house university and ongoing training

Training Videos, Tutorials and Webinars

Not only are our AE’s highly trained, we believe in sharing the knowledge

Marketing Collateral

Professionally designed marketing collateral ready to incorporate your brand identity

Getting Started

At Acra Lending we’ve created one of the most streamlined broker approval processes in the industry. Broker approval is required to submit a loan to Acra Lending and approval can be as quick as 24 hours. Once completed please return to your AE for approval.

What’s Required to Become an Acra Lending Approved Broker

  • Completed Acra Lending Broker Package
  • Current NMLS Approval
  • Current State Approval

What’s Not Required

  • No Credit Pull*
  • No Financial Statements**
  • No Volume Requirements

*Required if choosing Commercial Broker Approval

**Required if choosing Lender Paid Compensation


Download the broker package, complete and upload the form or email to: [email protected].
Or you can contact us.


We offer a range of products and services geared toward helping mortgage professionals achieve their client purchase and investment goals.

Occupancy: Primary / Second Home / Investment
Loan amounts ranging from $100k up to $4M
LTVs up to 90%
12-month bank statements may be used to verify income for self-employed

Quick Loan Inquiry

Please complete this loan questionnaire and you will receive a swift reply from a Acra Lending representative.

  • Please choose one of the following:

  • Please choose one of the following:

  • Please choose one of the following:


    You have clicked on a link which leaves Acra Lending website, and you will be redirected to the Citadel Servicing website which is the servicing channel of
    Acra Lending.

  • Account Access For: