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ATR-In-Full

Qualify with enough liquid assets to cover the loan balance

  • Max 75% LTV Purchase
  • Max 70% LTV Refinance
  • Min 600 FICO
  • Borrower does not have to be currently employed
  • Only show two months of statements for qualifying account
  • Owner-Occupied only
  • Can use Liquid Assets
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OTHER PROGRAMS

1099 Only

12 Month Bank Statement

Condotel

Investor Cash Flow / DSCR

Foreign National

Interest Only

ITIN

Jumbo Non-QM

Non-QM Niche

P&L

WVOE

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