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INSTRUCTIONS

Qualifying Criteria

Self-Employed Borrowers Only

Minimum (2) Years Self-Employment

Credit Grades

AAA to B

Individuals on the account must be a borrower on loan

Most Recent

12 or 24 months bank statements for
ONE ACCOUNT

*Bank statements must be in English
*3 MBS not eligible for Pre-Screen Review

Provide

ALL pages of bank statements

Bank Statements with redacted info are not acceptable

Pre-Screen Request

    Note: Requests will only be processed for APPROVED Acra Lending correspondents.

    Contact [email protected] or your AE to confirm Correspondent ID #

    Note: 1:00 pm PT request cut off time; Please allow 1 – 3 business days for feedback

    Disclaimer: The preliminary bank statement analysis is intended for informational purposes, for mortgage professionals only. This is not a credit application, credit approval, or a commitment to lend and should not be construed as lending advice. Loans are subject to borrower qualifications, including but not limited to, verified credit score, assets, existing debt, property evaluation or other factors, and final credit approval. Approvals are subject to underwriting guidelines, rates, terms, and program guidelines, which are subject to change without notice based on the applicant’s eligibility and market conditions. Not all applicants may qualify. Acra is an equal opportunity lender. See State Licenses Information for where we lend.

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